Our team

ZeroBank has compiled a team of senior business executives and experienced specialists in the Money Transfer and Exchange Industry, as well as experts in IT architecture, solution development and deployment.

Our team is composed of blockchain and cryptocurrency professionals, modern pioneers who hope to change the world. Some team members have been working as top strategic executives for, and alongside, the largest remittance service providers in the world, including Western Union, Paypal, and Transfast across multi regions for decades. Some on our team have put in extensive time playing key roles in architecting and deploying information systems for global banks such as HSBC, AXA, and BNP Paribas. ZeroBank team hold the knowhow, the deep understanding, and the professional expertise to build and run successful business models.

This brand new model is purpose-built to disrupt the current money transfer and exchange service markets worldwide, and our team is up to the task.

Core Team

Kai Yee Goh (MBA)

Co-founder & CEO

  • A Senior Executive in the Payment and Money Transfer fields.
  • Twenty five years in the business based in the US and Asia.
  • Have experiences in Online and Physical Locations.
  • Expertise in Business Development, Account Management, and Strategy.
  • Former Director (APAC) of Transfast – Worldwide Money Transfer.
  • Former General Manager, Senior VP Business Development of United Financial Group.
  • Former Director of Strategic Alliances (APAC) of Paypal.
  • Former Managing Director (Asia) of Harte-Hanks.
  • Former Director of International Business Development of Western Union.
  • 25 years of experience in the field.

Bao Ly (PhD)

Co-founder & CTO

  • An Expert in IT Architect, Consultant, and Solution Development and Deployment in Financial Industry.
  • PhD degree in System Security and Optimization from Télécom SudParis, France
  • Member of Association of Vietnamese Scientists and Experts (AVSE Global).
  • Technical Architect at BNP Paribas Fortis, France
  • Former IT Consultant at AXA Investment Managers, France
  • Former IT Consultant at HSBC Global Banking and Markets, France
  • 12 years of experience in the field.

Ben Nguyen (MSc)

Co-founder & CFO

    • An active Entrepreneur and Investor across various industries worldwide; specialize in International Money Transfer and


  • Founder of Kachi Investment LLC, U.S.
  • CEO of Anh Quang., JSC – International Money Transfer Company, Super-agent of Money Gram, Express Money, Transfast, TML, Unimoney.
  • Co-founder of Nguyen Brothers Travel Agency and Money Transfer Company, London.
  • 15 years of experience in the field.

Marco Tessari (IT Engineer)

Blockchain Specialist & Developer

  • Software Architect and Developer Community Manager at BNP Paribas Fortis, France.
  • Engineer degree from EPITA, France
  • Blockchain & Decentralized Exchanges Evangelist
  • Won first-price of BNP hackathon 2018 with application “ETF on Blockchain” based on Bitshares, a Blockchainbased financial platform.
  • 12 years of experience in financial IT.

Dong Ngo Hoang

Financial Analyst, Product Development

  • An IT and financial analyst expert
  • South Branch Manager AQHT remittance company of MoneyGram International
  • Founder of Phuong Dong Online Transactions, JSC.
  • Co-Founder of PICOM
  •  TUN Travel
  • Asian Travel Co. Ltd.
  • 15 years of experience in the field

Other team members

Mike Phung

Financial & Investment Analysis

Kimberly T.

English/ Chinese Community Manager

Nguyen Dien

Technical Developer

Le Loc

Technical Developer


Thanh Vu (MSc)

Deputy Director Retail Banking Division, Vietinbank

Saundarya Sauarbh

Blockchain Developer ICO Strategist

Md Hidayat

Account Director at KRDS

David Murry

Blockchain ICO/TGE Advisor

Eduardo Argueta

Regulatory Business Analyst at AxiomSL

Vadim Budaev

Co-Founder at scorch.ai, AdHive.tv

Scott Douglas

Founder/CEO at Crypto Improvement Fund